TMR

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Wholesale Funding

Your direct funding source to the Merchant Cash Advance Industry

Wholesale funding to ISO-level institutions

We are Total Merchant Resources…

Started in 2008 by founders, Jason Reddish and Val Pinkhasov, Total Merchant Resources provides merchant cash advance for small and medium sized businesses as well as wholesale funding to ISO level institutions.

Jason Reddish

CEO

Val Pinkhasov

President

About Us...

In The Media

Jason Reddish & Val Pinkhasov

Kevin O’Leary with Jason & Val

Image of TMR Now's merchant cash advance services, featuring fast funding solutions for small businesses.
Image of TMR Now logo representing fast funding solutions for small and medium-sized businesses in merchant cash advances.

At Total Merchant Resources…

Jason Reddish and Val Pinkhasov, have both been guest speakers on numerous radio talk shows, television news casts, tradeshow conventions, and mentioned in several newspaper publications nationwide.

Why Choose Us?

TMR Now merchant cash advance services showcasing funding options and repayment plans for small businesses.

Web Based Portal

– Easy To Use Platform
– Fully Secured
– 100% ISO Reliant

TMR Now merchant cash advance services showcasing funding options and repayment plans for small businesses.

Renewals

– Eligible at 50%
– Full Commission Potential
– No Limits and Add-on renewal feature

TMR Now merchant cash advance services showcasing funding options and repayment plans for small businesses.

Rapid Processing

– 24 to 48 Hour Funding
– ISO Centric Customer Service
– Live Correspondence
– 4 Hour Turnaround (Fully Underwritten Files)

TMR Now merchant cash advance services showcasing funding options and repayment plans for small businesses.

Funding Limits

– Minimum – $5,000.00
– Maximum – $1,000,000

Our Competitive Advantage

1

We offer customizable repayment schedules. Choose from daily, weekly, twice a month, multiple times per week and more.

Image of TMR Now logo representing merchant cash advance solutions for small businesses and ISOs.

2

We offer a split combination repayment method of ACH and credit card.

Image of TMR Now logo representing merchant cash advance solutions for small businesses and ISOs.

3

Keep your merchants loyal with our addon renewal feature. New funds are added to existing balances at renewal to prevent stacking.

Image of TMR Now logo representing merchant cash advance solutions for small businesses and ISOs.

4

You’re in control of the merchant at all times. On renewals, our staff will only contact the merchant with your permission.

Image of TMR Now logo representing merchant cash advance solutions for small businesses and ISOs.

5

Our Stack Programs are designed to make the merchant successful. In time, they will no longer need to stack with our add-on renewal feature.

Image of TMR Now logo representing merchant cash advance solutions for small businesses and ISOs.

6

Our programs are not FICO driven. We underwrite & custom tailor each approval using good old fashioned common sense.

Image of TMR Now logo representing merchant cash advance solutions for small businesses and ISOs.
Pre-Qualification Requirements

1

Completed & signed application (Tax ID & SS# a must)

Image of TMR Now team providing funding solutions for small businesses through merchant cash advances.

2

75% Ownership + anyone with 10% or more shown on application

3

4 Most recent bank
statements

Image of TMR Now logo showcasing merchant cash advance services for small businesses and ISO-level funding solutions.

4

4 Most recent merchant statements (if applicable)

Program Matrix & Buy Rates

FUNDING PROGRAM TYPES

Program TypeMonthly TermPositionMonths In Business
Platinum3 – 121st18
Platinum Stack3 - 102nd – 3rd+24
Gold3 – 121st6
Gold Stack2 - 82nd – 3rd+12
Silver3 - 121st3
Silver Stack2 - 72nd – 3rd+12
Bronze3 – 61st3
Bronze Stack2 – 52nd – 3rd+6
Start Up / High Risk2 – 41st2

Fundable
Industries

Image of TMR Now's funding solutions for small businesses, showcasing merchant cash advance options and repayment plans.
AccountingContractorsLaundromat / Dry CleanersRestaurants/ Bars Cafes/ Pubs
Agriculture & LandscapingConvenience StoreLiquor StoresNight Clubs / Comedy Clubs
Apparel RetailEmployment / Staffing AgenciesManufacturingSupermarkets
Auto RepairFood DistributorsMedical ServicesTransportation
Auto SalesFood RetailMisc. RetailTravel
Beauty Salons /Spa/Barber ShopGuns & AmmunitionsOnline RetailersVeterinary Services
Building MaterialsHealth ServicesProfessional ServicesWholesale
Cleaning ServicesHospitalityRecreationOthers
Our Processors

We work with the leading companies in the industry including

Graphic illustrating TMR Now’s merchant cash advance options for small businesses and brokers.
Image of TMR Now logo, representing a merchant cash advance provider for small businesses and ISOs with funding solutions.
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