Wholesale Funding

Your direct funding source to the Merchant Cash Advance Industry

Wholesale funding to ISO-level institutions

We are Total Merchant Resources…

Started in 2008 by founders, Jason Reddish and Val Pinkhasov, Total Merchant Resources provides merchant cash advance for small and medium sized businesses as well as wholesale funding to ISO level institutions.

Jason Reddish


Val Pinkhasov


About Us...

In The Media

Jason Reddish & Val Pinkhasov

Kevin O’Leary with Jason & Val

At Total Merchant Resources…

Jason Reddish and Val Pinkhasov, have both been guest speakers on numerous radio talk shows, television news casts, tradeshow conventions, and mentioned in several newspaper publications nationwide.

Why Choose Us?

Web Based Portal

– Easy To Use Platform
– Fully Secured
– 100% ISO Reliant


– Eligible at 50%
– Full Commission Potential
– No Limits and Add-on renewal feature

Rapid Processing

– 24 to 48 Hour Funding
– ISO Centric Customer Service
– Live Correspondence
– 4 Hour Turnaround (Fully Underwritten Files)

Funding Limits

– Minimum – $5,000.00
– Maximum – $1,000,000

Our Competitive Advantage


We offer customizable repayment schedules. Choose from daily, weekly, twice a month, multiple times per week and more.


We offer a split combination repayment method of ACH and credit card.


Keep your merchants loyal with our addon renewal feature. New funds are added to existing balances at renewal to prevent stacking.


You’re in control of the merchant at all times. On renewals, our staff will only contact the merchant with your permission.


Our Stack Programs are designed to make the merchant successful. In time, they will no longer need to stack with our add-on renewal feature.


Our programs are not FICO driven. We underwrite & custom tailor each approval using good old fashioned common sense.

Pre-Qualification Requirements


Completed & signed application (Tax ID & SS# a must)


75% Ownership + anyone with 10% or more shown on application


4 Most recent bank


4 Most recent merchant statements (if applicable)

Program Matrix & Buy Rates


Program TypeMonthly TermPosition Months In Business
Platinum3 – 121st18
Platinum Stack3 - 102nd – 3rd+24
Gold3 – 121st6
Gold Stack2 - 82nd – 3rd+12
Silver3 - 121st3
Silver Stack2 - 72nd – 3rd+12
Bronze3 – 61st3
Bronze Stack2 – 52nd – 3rd+6
Start Up / High Risk2 – 41st2


AccountingContractorsLaundromat / Dry CleanersRestaurants/ Bars Cafes/ Pubs
Agriculture & LandscapingConvenience StoreLiquor StoresNight Clubs / Comedy Clubs
Apparel RetailEmployment / Staffing AgenciesManufacturingSupermarkets
Auto RepairFood Distributors Medical ServicesTransportation
Auto SalesFood RetailMisc. RetailTravel
Beauty Salons /Spa/Barber ShopGuns & AmmunitionsOnline RetailersVeterinary Services
Building MaterialsHealth ServicesProfessional ServicesWholesale
Cleaning ServicesHospitalityRecreationOthers
Our Processors

We work with the leading companies in the industry including

As Seen on Shark Tank
Contact Us

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